About Us


CurveNorth, Inc., a software solutions company founded in 2004, is dedicated to developing solutions in the merchant processing industry. It’s flagship product, Merchant-Flo addresses the workflow issues faced every day in the merchant services industry. While the payment processing industry is one of the most automated industries in the world, the critical component of acquiring and managing merchants, continues to be a laborious, time consuming, handwritten, manual process.

But now, with Merchant-Flo, you can manage your entire merchant interaction, from sales and underwriting, to merchant boarding and residual management, all in quick and easy, paperless workflow environment using your web browser.

Major Company Milestones


  • Beta customers including:
    • Merchant Warehouse (ISO of the year 2009)
    • Capital Payments
    • Applied Merchant Systems
    • American Payment Solutions
    • PayQuake
    • Merchant One
  • 11,000 applications signed electronically with the On-Line Application and E-Sign Module
  • One hundred agent offices are now using the system
  • Over $5 Billion of Merchant Volume managed in Residual module
  • More than $13 million in agent payouts
  • Over 100 agent offices using the system
  • Product launch at ETA in April of 2010.

  • To learn how Merchant-Flo can increase your productivity while reducing expenses and errors, contact us by e-mail, or call today at 866-961-7555.



    Testimonials
    "Merchant-Flo allowed us to get our residuals in one day, vs. what use to take two weeks. We can also board our merchants at First Data, and Concord with a click of a button."
    Our Mission
    Our mission is to drive down costs by automating the complex work-flow and paperwork requirements associated with boarding and managing merchants.
    News & Events
    02.10.2010
    The Solution Your Competitors Don’t Want You To Know About CurveNorth launches revolutionary new Merchant-Flo solution that increases productivity while decreasing costs per merchant.